Automobile owners pay their insurance premiums with the reassurance that the insurance company will pay for the expenses in the case of an auto accident. Unfortunately, there are times when getting those benefits paid can be much more difficult than anticipated. Perhaps the insurance company says the claim was not filed properly, or there is information that may be difficult for you to acquire. Whatever the reason, working with a Minnesota insurance claims lawyer can help you ensure everything is completed according to the high standards of the insurance company.
What To Do After An Accident
If you are involved in an accident, it is important to ensure that any passengers in the vehicle are okay. If you are okay, it is important to call the police and exchange insurance information with the other driver, which includes their name and telephone number. If there were any witnesses, it is important to have their contact information as well.
If after the accident you are contacted by the insurance adjuster of the negligent driver’s insurance company, you will want to contact a Minneapolis insurance claims attorney before you give the adjuster any information. You also don’t want to sign any forms or agree to anything before speaking to your attorney. Agreeing to their terms could mean the benefits you receive are far less than what you would otherwise get.
Hold The Insurer Responsible
If an insurance company fails to act in good faith, then they may be held liable for monetary damages. You may have a claim if an insurance company did one of the following:
- Failed to fully investigate a claim
- Did not investigate adequately so that your liability would be reduced in a claim brought against you
- Failed to inform you of what happens when a judgment exceeds policy limits
- Did not notify you of information made available regarding the claim or any settlement offers
- Did not notify you of a conflict of interest, especially if the settlement amount exceeds policy limits
If the policy is valid and you have followed through with all of the required steps on your end of the claim, it is the responsibility of the insurance company to do right by you. If they don’t, then you can hold them responsible.
Contact A Minnesota Insurance Claims Attorney
If you are having problems with your insurance company denying a claim, you need an attorney to help you take the necessary steps toward getting that claim approved. You do not have a significant amount of time after an accident when it comes to covering medical expenses, property damage, etc., so you need help as soon as possible. Call us today at 612-349-5215 for a free consultation.