Lost Wages Benefits
When a person files for and is granted workers’ compensation benefits, they have done so because they have lost the ability to work due to an injury or disability. Workers’ compensation helps replace some of the lost wages caused by a disability. It also covers medical expenses. To qualify, a person must suffer an on-the-job injury or work-related illness.
There are different types of workers’ compensation wage loss benefits that a person may be able to take advantage of. The attorneys at Meshbesher Law Firm can help you secure the wage loss benefits best suited for the circumstances of your workplace injury.
Types Of Wage Loss Benefits
Here are two of the types of workers’ compensation wage loss benefits:
- Temporary total disability (TTD) – If you suffered a work-related injury or illness and you are completely unable to return to work, you have the right to receive TTD benefits. These benefits equal two-thirds of your gross weekly wage. There are minimums and maximums established for these benefits. A person may receive TTD benefits for up to 130 weeks, but there may be restrictions on the amount of time a person receives benefits.
- Temporary partial disability (TPD) – If your injury requires you to work a job that pays you less or to work fewer hours at your old job, you may qualify for TPD benefits. The benefits are equal to two-thirds the difference between pre-injury gross weekly wages and post-injury gross weekly wages. A person may not receive these benefits for more than 225 weeks. After notification of maximum medical improvement (MMI), benefits may continue for up to 90 days.
In addition to temporary disability benefits, a worker injured in the state of Minnesota may be eligible for permanent disability benefits. We can help you maximize your benefits.
Benefits Start And End Dates
Wage loss benefits start on the first calendar day or fraction of calendar day that the employee is unable to work. In cases of temporary total or temporary partial disability, the law does not allow compensation for the three calendar days after the disability commenced. If the disability continues for 10 days or more, the disability will be computed back to the date of injury. This means injured workers who miss less than 10 days of work will have a three-day wage gap.
While the law may entitle you to anywhere between 130 weeks and 225 weeks of benefits, this does not mean you are guaranteed the benefits for that period. If the insurance company notifies you that you have reached maximum improvement, TTD benefits will end 90 days after the notification. It does not matter if you are still on permanent restriction or unable to return to work.
Get Help From Our Legal Team
If you suffer an injury in the workplace and you need TPD or TTD benefits, you need an attorney to help you receive those benefits. Let the Meshbesher Law Firm answer any questions you have during a free consultation. Call us at 612-349-5215 or reach the firm by email to arrange yours today.