If you are injured on the job, you are not alone. Millions of workers across the country suffer workplace accidents every year, which is why there is an insurance cover tailored for injuries or illnesses that happen in the line of duty. But what if you were at fault for the workplace accident? Will you be left to fend for yourself?
The short answer is no, although there are certain exceptions. Here is what you need to know about fault in a workers’ compensation case.
The concept of fault in workers’ compensation
In most instances, as long as you were injured while conducting your occupational duties at the workplace, you are eligible for workers’ compensation. Fault is not a significant factor when it comes to receiving benefits.
However, there are cases where your claim may be denied. For example, if your injuries are intentional, or you were intoxicated at the time of the accident, your compensation claim may be rejected. Additionally, your claim may be dismissed if you blatantly disregarded safety measures put in place and were reckless in your actions.
What should you do if your claim is denied?
A denied claim can leave you dealing with substantial medical bills, not to mention the lost wages as you recover from your injuries. Therefore, you need to be aware of the steps to take if your compensation claim is denied.
Understanding the reason for a denial is the best place to start. The denial letter should detail the reasons for denying your claim, which you can appeal against. Sometimes, all that’s needed is additional documentation of your injuries. Being prepared for any eventuality after filing a workers’ compensation claim will ensure your rights are protected and that you will get the compensation you deserve.
