Workplace injuries happen all the time in Minnesota. In 2016, 38.4 percent of all workplace injuries across all industries were poisonings, shares the state’s Department of Labor and Industry, and 25.3 percent of all workplace injuries related to skin disorders. In any circumstance regardless of your injury, you need to pursue a workers’ comp claim as soon as possible. There is a set procedure you need to follow, and while you get everything figured out, you should not quit your job.
Benefits you qualify for
There are various aspects of a workers’ compensation claim to keep in mind. There is the indemnity portion, where the insurance provider or employer continues to pay you a portion of your wages while taking time off.
There is also the medical portion, where the employer needs to pay for your medical bills to try to limit the time of disability. Whether you quit your job or not, you will always receive the medical portion. You sustained an injury on the employer’s property, so the company must pay for your hospital bills and the price of any medication you require. However, you could see a reduction in compensation if you decide to quit your job.
Limitations from quitting
When you are out on disability, you receive a certain percentage of your wages. This may not be enough money for you. If you are still well enough to work in some capacities, you may decide to quit the job and find less-intensive work elsewhere. Because you now have supplementary income coming in, the employer may see it fit to further reduce your wages or cut them off entirely.
Additionally, the insurance company is more likely to settle sooner when it needs to pay you once every two weeks. If you quit, then the insurance company pays less. The insurance agency may drag its feet because now there is less incentive.